10+ Best Refer and Earn Apps in India


Referrals are something you may already have heard of. I still remember when I was in college and would share apps with my friends. Many popular apps at the time, such as PhonePe, Paytm, and Google Pay, were paying out good money for sharing the apps.

Anyway, there are a lot of refer and earn apps out there, but to make this list more useful for you, we are only going to talk about the ones that are genuine and give real money.

Get ready to learn about some of the best refer and earn apps. We have tested these apps and can confirm that they provide real prizes and other similar benefits.

NameOur Star Rating
IIFL Securities4.1
Paytm Money4.6
My11 circle3.9
RapidBox App4.1
Big Cash3.8
One code app4.0
BoloIndya App4.2
Frenzi App4.5
mCent Browser4.1

Some refer and earn apps by some popular brands

Google Pay4.6 ⭐
PhonePe4.3 ⭐
Amazon Pay4.5 ⭐
Ola and Uber4.0 ⭐
Swiggy4.8 ⭐
Freecharge4.2 ⭐

Pay attention: We wrote a dedicated post for these Best Ludo Earning Apps if you want to make extra money by playing Ludo games.


Best refer and earn apps Upstox

Let’s start with our first app, Upstox. A lot of people use this famous stock market-based app to trade, invest in mutual funds, buy stocks, and buy digital cash.

Refer a friend to Upstox and get Rs. 600 in your pocket for each friend you get to sign up. As soon as your friend opens an account through your link, you will get the referral bonus directly in your wallet. This is one of the best apps to earn Rs.1000 daily.

IIFL Securities

best refer and earn app IIFL securities

It is considered one of the best trading apps in India as well as the best app for referring and earning. IIFL offers online trading with advisory services that are completely research-based.

Simply open your Demat account and look for the ‘refer and earn’ option. Share the referral link with your friends and family and earn a referral bonus of Rs. 500.

Paytm Money

paytm Money refer and earn app

Paytm Money is another venture of Paytm that also provides online stock market trading services to customers.


For every single referral you make, you will earn you a Rs 300. This will not only benefit you, but also your referred friends will get Rs 100 in their trading account.

My11 circle

My11 circle

My 11 Circle is one of the best rummy apps as well as one of the refer-and-earn apps that offers Rs. 551 per single referral to a friend.

All you need to do is download the app and complete the KYC details using your PAN card and bank account details.

Simply find the “Refer & Earn” section and share the invite link with your friends. When the referred friend plays for the first time using your link, you will directly get an amount of Rs 51.



I don’t think there is anyone who doesn’t know about Cred’s unique way of advertising on TV. If you have a credit card, you can pay and manage it with the Cred app.

You will receive Rs. 750 as an incentive for referring your friends to the Cred app, and your friend will also receive Rs. 250.



Ysense is an app where you can earn money by completing various online surveys conducted by different companies, playing games, and watching videos to earn money.

By using its refer and earn option you will get between $0.10 and $0.30 for every successful referral. Also when your friends earn their first $5, you will get an extra $2.00. You will also get 20% of the money your friends earn in future.



You can sell things online with Meesho, which is an eCommerce website. A lot of business people around the world use this site to sell their goods all over the world.

The refer and earn feature is quite cool. For every friend you get to download the app, you will get Rs. 1000, and you will also get 15% of any sales they make.


10+ Best Refer and Earn Apps in India

You won’t believe it, but I made Rs 1500 by using the Winzo app in just two days. Winzo is one of the best platforms to play games and earn money. You just need to play your favourite time-pass games like Rummy, Ludo, Carrom, etc., and earn real money.

And yes, the withdrawal amount is just Rs 3 which is much lower than its competitors in the market. You can use our Winzo referral and coupon codes and then start making money blindly.

m.Stock refer and earn app

10+ Best Refer and Earn Apps in India

m.Stock is the retail broking division of the global financial service company, Mirae Asset Capital Markets, and is emerging as a popular choice among investors.

The mStock’s refer and earn program encourages its existing customers to refer new customers to the platform. Under this program, m.Stock account holders can earn ₹555 as a referral reward for every successful referral they make.


NewsDog - Refer and earn app

NewsDog is another app that offers a decent refer and earn option to its customers. Yes, it is a well-known app in India for sharing news and information. First, you will get Rs. 50 when you sign up, and for every friend, you will get an extra Rs. 10.

We have written a dedicated post that lists the best walk-and-earn apps that will pay you real cash, discounts, offers, deals, and many more while you walk or run.


RapidBox App Refer & Earn

RapidBox is a fantastic online shopping app that has a collection of high-quality fashion products at factory prices. In addition to their already affordable prices, they are currently giving away a ₹20 signup bonus and a ₹20 referral bonus.

You will earn more Rapid Points by inviting your friends to download the Rapid Box app. Once you have 300 points, you can “redeem” them.



Zerodha is a popular app for online trading and investing in India. People use this platform to buy and sell stocks, mutual funds, and other investment products.

When you refer a friend and he starts using the app, you will receive a referral bonus in your demat account. You will also get 10% of the brokerage fee for the lifetime.

Zet App (Previously OneCode)

Zet App

Zet was earlier known as the OneCode app app which offers a variety of popular and trending brands having a “refer and earn” option.

Using the Zet app, you will get a golden chance to get access to many financial products and services from banks like SBI, IDFC First Bank, AXIS Bank, and more

Frenzi App

10+ Best Refer and Earn Apps in India

Frenzi is a fantastic app that can help you save time when searching for something to watch on streaming platforms like Netflix, Amazon Prime, Hotstar, Zee5, and Sonyliv.

It is also the best app to earn by using the referral feature. Signing up with Frenzi gets you 1000 points, and referring friends gets you an additional 1000 points. Completing tasks and quizzes earns you between upto 500 points.


10+ Best Refer and Earn Apps in India

CashBoss is a free recharge app where users can win free recharges by simply sharing the app with their friends, family, and other contacts. Like every other app, you will generate a special referral link and share it with others.

You can also collect points by downloading many different apps available in this app. In addition to this, you will also get many games like the “spin the wheel” game, where you can win between Rs.1 and Rs.20.

⭐ We have provided some best rummy apps in India, so if you want to earn money playing card games then you can have a look at these apps

Some best refer and earn apps by some popular brands

Google Pay: Google Pay is the digital payment app by Google. It gives you a referral bonus of upto Rs. 151 for every referral. You can use it to make mobile recharges, pay bills online, buy digital cards like Free Google Play Redeem Codes of Rs.800, and so on.

PhonePe: it gives a referral bonus of Rs.100 as a reward. Your friend can get a joining bonus of any amount between ₹100 and ₹1000.

Amazon Pay: Amazon Pay gives a refer and earn option to earn up to Rs. 100. This app is also a good option to get many free redeem codes and coupon codes

Ola and Uber: The app will give you ₹1500-₹2000 Ola money as cashback.

Swiggy and Zomato: In both Swiggy and Zomato, you can use the refer option to add free wallet money. You can then use that amount to order free food on Zomato.

Freecharge: It is the popular digital wallet and payment app in India. For every referral, you can earn up to Rs. 50,

How does the referral system work?

Brands and companies (Usually startups) use referral programs as a marketing strategy. This acts like word of mouth and by using this method they gain a good amount of new customers to their database.

This is exactly how these money-earning apps work through referral functions. That’s why I always say to my readers that all these Money transfer apps, fantasy apps, and affiliate marketing apps do have great earning potential.


Apps and websites have made it very easy to make extra money these days. Also, I believe that this is a much better way to use your spare time.

You don’t even need to be good at something. You can easily do these tasks if you have a solid network of active connections.

You can tell us which app helped you to earn money. And Yes, one more thing to say, if you know of any such apps, then please let us know in the comment section.

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I am the owner of the blog My love for technology began at a young age, and I have been exploring every nook and cranny of it for the past eight years. In that time, I have learned an immense amount about the internet world, technology, Smartphones, Computers, Funny Tricks, and how to use the internet to solve common problems faced by people in their day-to-day lives. Through this blog, I aim to share all that I have learned with my readers so that they can benefit from it too. Connect with me : LinkedIn | Instagram | Facebook | Quora