Last Updated on April 23, 2023 by Sagar Kumar Sahu
In this article, we will be highlighting some of the best refer and earn apps for Indian users, offering generous rewards and benefits. Whether you’re looking to earn extra cash or save on your favourite services, these referral programs are a great way to get started. But before getting started let’s touch on some points related to these money-making apps.
How does the referral system work?
Brands often use referral programs as a marketing strategy. When we install and use an app, we are given a referral link or code.
If we share the link with friends or relatives and they use it to install and use the app, the sender is typically rewarded with a certain amount for helping the company with branding.
Earlier a lot of UPI money transfer apps, online shopping apps, and fantasy cricket apps used to offer a good amount of referral rewards.
These days with the increasing popularity of this strategy, a lot of newer apps like Demat accounts which deal with stocks such as Upstox, Paytm Money, Groww, Zerodha, and other affiliate marketing apps such as EarnKaro, CueLinks, and Zingoy are fetching good amount of referral reward.
Once you forward the link of the app to your friends and your referred friend purchases something using your link then you will earn a commission.
This is exactly how these money-earning apps work through referral functions. Money transfer apps, fantasy apps, and affiliate marketing apps do have great earning potential.
Now let’s know about the amazing refer and earn apps
You would have heard about referrals before. Apps like phonepe, Paytm Google pay have this provision of referral which every user is aware of.
But in this article, to make it more interesting and exciting for you, we are mentioning the apps whose referral amount is more, and installing the app and doing so much work would feel worthwhile after getting the big amount in the wallet.
Here we go…
| Serial No. | Name | Our Rating |
|---|---|---|
| 1 | Upstox | 4.4⭐ |
| 2 | IIFL Securities | 4.1⭐ |
| 3 | Paytm Money | 4.6⭐ |
| 4 | My11 circle | 3.9⭐ |
| 5 | Cred | 4.3⭐ |
| 6 | Ysense | 4.2⭐ |
| 7 | Meesho | 4.0⭐ |
| 8 | Winzo refer and earn app | 4.5⭐ |
| 9 | NewsDog – Refer and earn app | 4.4⭐ |
| 10 | RapidBox App Refer & Earn | 4.1⭐ |
| 11 | Zerodha | 4.6⭐ |
| 12 | Big Cash Refer and Earn app | 3.8⭐ |
| 13 | EarnKaro | 4.3⭐ |
| 14 | One code app | 4.0⭐ |
| 15 | BoloIndya App | 4.2⭐ |
| 16 | Frenzi App – Refer & Earn | 4.5⭐ |
| 17 | mCent Browser | 4.1⭐ |
| 18 | CashBoss | 4.4⭐ |
Some best refer and earn apps by some popular brands
| Name | Rating | |
|---|---|---|
| 1 | Google Pay | 4.6 |
| 2 | PhonePe | 4.3 |
| 3 | Amazon Pay | 4.5 |
| 4 | Ola and Uber | 4.0 |
| 5 | Swiggy | 4.8 |
| 6 | Freecharge | 4.2 |
Upstox
Upstox is a popular app based on stock markets that are used for mutual fund investments, trading, stock investments, and digital gold.
Upstox has this referral offer where you get Rs. 600 in your wallet for every single referral to a friend. Once an account is opened using your link, the referral amount is sent to you instantly.
- All you need to do is open a Upstox Demat account.
- Proceed to the profile icon and find the refer and earn option.
- Tapping on it will give you a link.
- Share the link with your friends.
Once your referred friend uses your link to install the app and completes his profile, Rs. 300 will be credited to your upstox account.
When they invest some amount, it will pay you another 300 Rupees. Referrals and earnings can be checked on the ‘Your Earnings & Referrals’ tab in the app.
IIFL Securities
It is considered one of the largest stock brokers in India as well as the best app for refer and earn. IIFL offers online trading with advisory services which are solely research-based.
It offers brokerage-free equity delivery trading and for all other tradings Rs, 20 is charged.
Opening an account is free of cost. You just have to pay Rs 250 annually for account maintenance. The maintenance charge for the first year is offered free by the firm.
- All you need to do is open a Demat account on IIFL securities by filling in your KYC details.
- After verification of documents, a beneficiary owner identity is received.
- After opening the Demat account, find the ‘refer and earn option.
- Clicking on it, you’ll get a link that can be shared with friends and relatives.
- When the referred friend uses your link to open his Demat account, you’ll receive a referral reward of Rs. 500.
Paytm Money
Paytm Money is another venture of Paytm which provides online stock market trading services to customers. The unique selling proposition of Paytm Money is its low-cost trading services as compared to other competitors.
It deals with stocks, mutual funds, and digital gold. After uploading the required documents, it would take just one day to open a Demat account on Paytm money.
It also offers to create multiple watchlists which help to track the real-time price changes of upto 50 stocks at a time.
It is one of the best refer and earn apps in the market. Every single referral will earn you upto Rs 300 and it would also earn your referred friend upto Rs 100 in his trading balance, provided by the condition that this award will be received only after the completion of the first trading by the referred friend.
My11 circle
Seeing the popularity of IPL, fantasy gaming apps or rummy apps were first started, and now fantasy games can be played for every game of cricket and football as well.
My 11 Circle is one of the best rummy apps as well as one of the refer and earn apps that offers Rs. 551 per single referral to a friend.
This referral reward can be earned without even spending a penny or playing a single game.
All you need to do is download the app and complete the KYC details using your pan card and bank account details.
- Find the “Refer & Earn” section and share the invite link with your friends.
- When the referred friend plays for the first time using your link, this will yield you Rs 51.
Further, if they play an amount of at least Rs. 40 or this will yield you 4 rupees. These 40 rupees can be earned for the next 125 times, every time the referred friend plays the game with at least 40 rupees.
Cred
Hardly there would be a person who isn’t aware of Cred’s unique advertisement strategy on TV. Cred is a credit card app that allows you to pay and manage your credit card.
All the transactions can be monitored, expenses can be tracked thus leading to avoiding unnecessary amount deductions from the credit card.
Referring the Cred app to a friend would earn you Rs. 750 and the referred friend would get Rs. 250 on payment of the first credit card bill, minimum above Rs. 1000.
A successful referral would earn you Rs. 750 and the amount would be credited directly to the credit card.
Ysense
Ysense is an app where you can earn money by completing various online surveys conducted by different companies, playing games, and watching videos.
This app has great earning potential which can earn easy money by doing simple tasks like referring your friends to this app. Not just that, even the app offers a huge 30 per cent commission to the referrals.
All of this earning is absolutely free without even investing a single penny and with this refer and earn app you can make good pocket money.
Meesho
This is an eCommerce platform where users can resell the products. These days meesho has become a part of WhatsApp Business with its unique catalogue feature. Many users around the world including housewives, and students can start their online businesses.
Apart from reselling, meesho also offers its users one more opportunity to earn money by referring the Meesho App to friends or relatives who are looking to start their own businesses.
The horizon of products sold on the platform includes clothing, accessories, gadgets, and more. Do check the website to know more.
Its refer and earn feature is quite good. Each referral to a friend will earn you Rs. 1000 and you also get a commission of 15 % for each sale they make on the app.
This is truly a great platform to earn money with incredible earning potential.
Winzo refer and earn app
The Winzo Gold app is a gaming platform that allows users to play a variety of different games, including rummy and fantasy sports, for the chance to win real money.
The app offers a range of challenges and questions that players can answer to earn points and win exciting prizes. The app is known for its easy-to-understand content and user-friendly interface.
The app also has a refer and earn program, where users can invite their friends to join the platform and earn rewards for every successful referral.
The WinZO Gold Refer & Earn program allows users to invite their friends to join the platform and earn rewards for every successful referral.
This program makes it easy for users to earn even more rewards and prizes. You can redeem a minimum of Rs. 1. Overall, WinZO is considered one of the best refer and earn apps in India for earning free PayTM cash.
NewsDog – Refer and earn app
NewsDog is a popular news and content-sharing app in India that offers a refer and earn program for users. By sharing their referral link with friends and inviting them to join the app, users can earn money through the NewsDog refer and earn program.
The app features a wide range of news and content in multiple Indian languages, making it a popular destination for users seeking the latest information and updates.
In addition to its refer and earn program, NewsDog also offers a number of other features and services, including the ability to earn money by completing tasks and offers within the app.
Upon signing up, you can earn Rs. 50 and can earn an additional Rs. 10 per referral. The cash rewards earned through the refer and earn program are converted into coins, which can be redeemed by transferring them to a Paytm wallet.
With a weekly earning potential of up to Rs. 1000, the NewsDog refer and earn program is a great way for users to earn money by sharing the app with their friends.
RapidBox App Refer & Earn
RapidBox is a fantastic online shopping app that offers high-quality fashion products at factory prices. In addition to their already affordable prices, they are currently giving away a ₹20 signup bonus and a ₹20 referral bonus.
This is a great opportunity to save even more on stylish and fashionable items. Plus, their user-friendly app makes it easy to browse and purchase the latest trends.
By referring friends to join the Rapid Box app, you can earn Rapid Points, which can then be transferred to your Paytm wallet once you collect 300 points. Each Rapid Point is worth Rs. 1, making it easy for users to earn rewards and redeem them for real money.
Zerodha
Zerodha is a popular app for online trading and investing in India. The app offers a user-friendly platform for buying and selling stocks, mutual funds, and other investment products.
Zerodha also has a refer and earn program that allows users to earn money by inviting their friends to join the platform.
When you refer a friend and he opens a Zerodha account and starts trading, you will receive a referral bonus in your Demat account. This referral bonus can be used to offset trading fees or withdrawn as cash
If you are looking to open a Demat account with Zerodha, you will need to pay a fee of ₹200. You can also open the Demat account offline and for this, the fee will be ₹400.
Once you have your Demat account set up, you can take advantage of Zerodha’s refer and earn program to earn extra income. When you refer a friend to Zerodha, you will earn 10% of the brokerage fee for the lifetime. You can withdraw this balance to your bank account at any time.
To refer a friend ->> simply open the Kite by Zerodha app ->> tap on your user ID or profile ->> Scroll down ->> Click on the “Invite Friends” option ->> Now click the “Share” button to share your referral link.
Big Cash Refer and Earn app
Big Cash App is currently the top gaming app in India and is offering users a chance to earn money by playing games on the app. For new users, the app is offering a free Rs. 10 cash bonus to play games, and users can earn even more by referring friends and earning additional free PayTM cash of Rs. 15.
The app allows you to redeem your earnings and transfer them to your PayTM wallet. The minimum amount to redeem is Rs. 10. You should give it a try and see how much you can earn by using its refer and earn method.
EarnKaro
If you want to earn money by participating in an affiliate program from the comfort of your home, EarnKaro is the best platform for you.
Unlike other affiliate programs, EarnKaro does not require approval to start promoting products and earning money.
This app also offers you the option to add more money to your wallet by referring to this app to your friends. You will earn 10% of the profits that your friends will earn subsequently.
With a minimum withdrawal limit of just Rs. 10, you can easily transfer your earnings to your bank account.
To use the refer and earn option on EarnKaro:
- Download and sign up for the EarnKaro app.
- Tap on the profile option.
- Select the “My Referral” option.
- Tap on “Refer & Earn Lifetime“.
- Share your referral link on different social media.
- You will earn a 10% commission from your referred friends.
One code app
One Code is an app similar to the previous app EarnKaro. It is an umbrella app that offers a variety of popular and trending brands having a “refer and earn” option. The app features brands such as Dhani, Paytm Money Groww, Upstox, etc.
All these apps help you to earn cashback by referring your friends using their unique One Code link. You will also earn 10% of your friends’ earnings for a lifetime (when your friends continue making money out of this app).
It has a user-friendly interface that allows users to easily track their earnings, referrals, and pending profits.
To use the refer and earn feature on One Code:
- Download the One Code app and register using your email, mobile number, and OTP.
- Verify your KYC by providing the necessary.
- Tap on the “Profile” icon and select the “Share Now” option.
- Share your One Code referral link and referral code with friends.
- Whatever money you will make, it will be sent to your Paytm Bank.
Note – To promote a brand, you must first complete training and answer some basic questions before you are ready to promote the brand.
BoloIndya App
Bolo Indya is a popular mobile app in India for short videos in local languages. It provides a platform for video creators to earn money by creating quality content that becomes popular on the app.
Bolo Indya’s goal is to empower Indians by giving them a voice and a platform to share their experiences. Bolo Indya also offers a refer and earn program, allowing users to earn money by referring friends to the app.
You can transfer the rewards to your paytm account; the minimum threshold to transfer is ₹10.
Frenzi App – Refer & Earn
Frenzi is a fantastic app that can help you save time when searching for something to watch on streaming platforms like Netflix, Prime, Hotstar, Zee5, and Sonyliv.
It is also the best app to earn by using the refer and earn feature. If you refer two friends to the app, you will even get a free ₹100 Swiggy voucher.
Many users have started using the Frenzi app and are able to earn instant vouchers for premium subscriptions like Swiggy, Amazon Prime, and Hotstar Premium just by referring friends and completing tasks and quizzes.
Signing up with Frenzi gets you 1000 points, and referring friends gets you an additional 1000 points. Completing tasks and quizzes earns you between 100 to 500 points.
Give Frenzi a try and earn rewards by simply using the refer and earn feature.
mCent Browser
The mCent Browser is a web browser that rewards its users for browsing the internet. The mCent Browser is available for Android devices and can be downloaded from the Google Play Store.
It offers a fast and secure browsing experience, as well as a range of features such as data savings, smart downloading, and personalized news.
It has a refer and earn feature that allows users to invite their friends to join the mCent Browser and earn rewards for each successful referral. The rewards can be redeemed for mobile recharge or used to pay for other services.
- mCent is a free recharge browser that allows users to recharge talk time and data up to Rs199.
- Users can also pay for their postpaid plans using the app.
- mCent rewards users with points for visiting favourite sites, reading news, and using the search bar.
- These points can be converted into money, with more points leading to more benefits.
Follow the points below to know about the process-
- Download the app – Download
- Enter your mobile number and verify it with an OTP.
- After launching the app, Go to the “Invite a Friend” option
- Now share the referral link with your friends.
- When someone downloads the app and registers using your link, you will receive an invitation reward.
- For each successful referral process, you will earn Rs.40.
- You can use your earned money to renew your postpaid plans or recharge your mobile.
CashBoss
CashBoss is a free recharge app where users can win free recharges by simply sharing the app with their friends, family, and other contacts. Like every other refer and earn app, you will generate a special referral link and share it with others.
You can also collect points by downloading many different apps available in this app. In addition to this, you will also get many games like the “spin the wheel” game, where you can win between Rs.1 and Rs.20.
Also, you can participate in many different available competitions that are released on a regular basis. This increases the chances to win a prize. You will get a very good referral bonus of Rs.15 for every referral you make.
Some best refer and earn apps by some popular brands
Google Pay
Google Pay, the digital payment app from Google, offers a referral program that allows users to earn rewards for successfully referring friends to the app.
You can earn up to Rs. 151 for every friend you refer. Your referred user can get a scratch card with the chance to win up to Rs. 1000.
The rewards that you earn through the referral program can be redeemed for a variety of benefits it can be used to make mobile recharges, used to buy Google Play Redeem codes, and so on.
PhonePe
Phonepe is a popular digital payment app in India that offers a generous referral program for its users. By successfully referring a friend, you can earn up to Rs. 1000.
The rewards that you earn through the referral program can be redeemed for a variety of benefits such as cashback on transactions, discounts on partner products, and more.
Phonepe is a safe and secure way to pay for goods and services online, making it a convenient option for users in India. The referral program is just one of the many advantages that Phonepe offers its users.
Amazon Pay
Amazon Pay is a digital payment app by Amazon in India that offers a good referral program for its users. By successfully referring a friend to the app, you can earn up to Rs. 100, and your friend whom you have referred also gets a good cashback on their first transaction. You also get many exciting offers every now and then like scan and pay to get cashback, send money to get cashback, and so forth.
Ola and Uber
Ola, the popular ride-hailing service in India, offers a referral program for its users. By successfully referring a friend to the app, you can earn up to Rs. 200. The user who installed the app by using your link, gets exciting offers and discounts on their first ride. You can use these earned rewards in upcoming transactions, and discounts on subsequent rides.
Swiggy
Swiggy and Zomato are popular food delivery services in India. Both of these apps offer a referral program for their users. In both Swiggy and Zomato, by successfully referring your friend to the app, you can earn up to Rs. 100. By doing this you also help your friend get a discount on their first food order.
Freecharge
Freecharge, the popular digital wallet and payment app in India, offers a unique referral program for its users. Through this program, you can earn rewards for successfully referring your friends to the app. For every referral, you can earn up to Rs. 50, and the referred user also gets some discounts when they install the app using your shared link.
Why should you use the Refer and Earn Apps?
With the rising prices of goods and services around us, it is important to have an additional source of earning that can meet the expenditure.
We all have seen a rise in the prices of almost everything in recent months. Petrol which once cost Rs 70 has now touched the figure of Rs 100. Things are getting expensive in a very fast manner.
With the same amount of earnings and the rising cost of goods, it becomes difficult to afford many things in a certain price range. That’s why we all are in dire need of an additional source of income.
That’s why we bring you another easy way to earn additional money where you just need to use our suggested best refer and earn apps and make money that can balance your daily expenses.
Conclusion
Apps are a convenient and fun way to earn some extra cash. Students and stay-at-home parents can take advantage of their free time by using these best refer and earn apps.
No special skills are required. Just a good group of contacts. And the main thing is you will be able to earn money without even putting in much effort.
If you are looking for ways to make some extra cash, these refer and earn apps are definitely worth checking out. With the potential to earn a good amount of money, you won’t be disappointed. Give them a try and see for yourself
Frequently asked questions
Who can use these apps?
Anyone with good social relations and willing to make money through referrals can use these apps
Can money earned through referral be considered a part-time job?
Not really. We will recommend you to develop a skill and find a job according to it. These referral apps do work as an additional earning source but since earning isn’t fixed every time, so we don’t suggest considering it a part-time job
